Standard Covers


It can put your business back on track if your valuables are damaged.

Benefits:

  • Replaces the contents of your business, such as furniture & fittings, office machinery, computers and office equipment if they are damaged, lost or stolen.
  • Removal of debris from your property as a result of loss or damage.

If you or your employess unexpectedly pass away, this policy will ensure that your beneficiaries are well looked after.

Benefits:

  • It pays a lump sum amount to an employee’s beneficiaries if they pass away whilst employed by you.

It covers employees against or injuries that occur at work, which leads to disability.

Benefits:

  • It pays for the medical expenses that you will incur as a result of one of your employees getting injured at work.

If you provide services, carry out a trade or you interact with the public in any way, you do not want the hassle/stress of expenses from accidents, injuries and damage to third parties.

Benefits:

  • Protects your business against death or bodily injury to third party.
  • Covers expenses for lost or damaged third-party property.

It is a policy designed to cover your employee’s medical expenses (per staff).

Benefits:

  • Access to affordable healthcare.
  • Payment for employees’ medical treatments, can accommodate up to 20 staff (additional premium applies).


Additional Covers

(Please select from the options below)

It provides protection against damage to your buildings.

Additional Premium:

Benefits:

  • It covers the repair or rebuild of your building.

It protects against claim for errors and negligence which can be costly and disruptive to your business.

Additional Premium:

Benefits:

  • It covers legal fees and compensation payments arising from negligence claims.

Covers your stock against unforseen disasters.

Additional Premium:

Benefits:

  • Protects your stock against fire and burglary
  • Covers payment of debris removal.

It covers damage to your vehicle as a result of theft, fire, vandalism and third party damage and third-party death and injury.

Additional Premium:

Benefits:

  • You are protected for damage to your own vehicle under this policy.
  • Reduces the cost of fixing the vehicle.
  • It covers damage to the company vehicle

It covers your employee's medical expenses (per staff)

Additional Premium:

Benefits:

  • Optional Health Cover
  • Access to affordable healthcare
  • Payment for employees' medical treatments

Specify the number of additional staff:


SMEasy Basic Insurance Quote

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You cannot apply if

You don't have a driver's license; you have been excluded from your previous insurance in the last 2 years; you are under 21 years old.
More eligibility conditions.
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